If you have a credit card then you can use it for now to make the payment. And later you can pay it back to your credit card company. But what if you don’t want to pay it right now after the bill or don’t have enough money with you? In such cases, you can convert your SBI Credit Card Bill into EMI.
Once you have converted the bill into EMI you will be allowed to pay the bill in installments to SBI Card. But here you should keep in mind. If you opt for EMI then you will have to pay interest for the bill amount which you have converted into EMI.
This feature is available for all the customers of the SBI Card. And there are two online methods that you can follow to convert your bill into an EMI transaction. I have explained both of them below. You can choose any method and follow the instructions.
Methods to Convert SBI Credit Card Bill into EMI
The two methods I am talking about are using the official app and the website of SBI Card. I recommend you go with the official app method.
Using the Official App of SBI Card
- Download and Install the official app of the SBI Card.
- Open the app after installation.
- Login to your account by entering your password, MPIN, or using fingerprint.
- Tap on “Settings”.
- Select “Benefits” from the settings menu.
- Select “Flexipay” from the benefits menu.
- Choose the transaction that you want to convert into EMI and tap on “View Offers”
- Select the tenure of your EMI. (6 months, 12 months, or 24 months)
- Tap on the “Apply Offer” button.
Using the Official Website of SBI Card
- Visit the official website of SBI Card.
- Login to your account.
- Select your card from the drop-down menu. (if you have multiple cards)
- Click on “Benefits”.
- Select “Flexipay”.
- Select the transaction that you want to convert into EMI.
- Click on “Show Offer”
- Select the Offer and then the tenure of your EMI.
- Verify and confirm your transaction, agree to the terms, and click on the “Confirm” button.
Conclusion
Before you click on the “Apply Offer” or the “Confirm” button. Make sure you check the amount, tenure, and interest you have to pay correctly. If you need more help then you can call the customer care of SBI Card.