If you want to perform any IVR payment transactions using your SBI Credit Card. Then you might have come across the term IVR OTP. In this guide, I will tell you how you can get SBI Credit Card IVR OTP. And which are the different methods that can be followed by you.
Whenever the customers are trying a new thing with their credit card. Then the first thing that strikes the mind is about the fees and charges. The question that comes in the mind is will the credit card company charge me for using this service?
If you have got this question in your mind. Then let me answer it for you. The company will not charge you anything extra. You will only be charged the amount of which transaction you are making. So you need not worry about the extra fees and charges.
How Long is the IVR OTP Valid?
The IVR OTP is valid for 30 minutes or 1 transaction whichever comes earlier. That is if you have generated the OTP at 9:00 AM then it will be valid till 9:30 AM. Once you have used the OTP it becomes invalid so you will not be able to reuse it.
Methods to Generate SBI Credit Card IVR OTP
You can choose any one of the below-explained methods and follow the instructions.
By Sending an SMS
- Type an SMS as OTP <space> XXXX
- Replace XXXX with the last 4 digits of your SBI credit card.
- Send this SMS to 5676791 using your registered mobile number.
- You will receive an SMS from the company containing your IVR OTP.
Using the Official App of SBI Card
- Open the official app of the SBI Card.
- Login in to your account.
- Tap on “Settings” in the dashboard.
- Tap on “Services” in the Services menu.
- Select “IVR OTP” from the list of services.
- Select your card from the drop-down menu.
- Tap on the “Generate OTP” button.
- You will receive an SMS from the bank containing your IVR OTP.
Conclusion
You can also use the official website of the SBI Card to get your IVR OTP. The steps are very similar to that of the mobile app method. Just visit the official website and follow the on-screen instructions. Make sure you don’t share your OTP with anyone. For more details, you can call the customer care of the company.