If you want to save your time while making offline transactions using your SBI Credit Card. Then you should learn how you can make use of contactless transactions. This is also referred to as Tap and Pay technology. In this guide, I will tell you how you can enable SBI Credit Card Contactless Transactions.
Before I tell you the process to be followed, let me explain to you some of the key things about this type of payment.
Are Contactless Transactions Enabled by Default?
No, the contactless transactions are disabled on your SBI Credit Card by default. If you wish to use it then you can enable it by yourself.
Will SBI Card Charge me to Enable or Disable Contactless Payments?
No, SBI Card will not charge you anything to enable or disable contactless payments on your card.
Can I enable this Online?
Yes, you can enable or disable this online. There is no need of calling customer care and ask them to do it for you.
How to Pay using Contactless Payments?
To make the payments using contactless technology. You simply have to tap your card on the POS machine’s top side.
As soon as the machine reads your card and if you have sufficient credit limit left. Then your transaction will be successful.
What is the Maximum Value of Contactless Transaction?
The maximum monetary value of the transaction is Rs. 5,000. If you want to make a transaction of more than Rs. 5,000 in value. Then you will have to enter the PIN number to proceed.
Methods to Enable Contactless Transactions of SBI Credit Card
There are two methods that you can use to enable this. And I have explained both of them below. You can choose any method and follow the instructions.
Using the Official App of SBI Card
- Open the official app of the SBI Card.
- Login into your account.
- Tap on “Settings”.
- Tap on “Manage Card Usage”.
- Select between “International” and “Domestic” transactions.
- Toggle the button on Contactless transactions to Enable.
- Tap on the “Apply” button.
- You will receive an OTP via SMS on your registered mobile number.
- Enter the OTP correctly, and tap on the “Submit” button.
Using the Official Website of SBI Card
- Visit the official website of SBI Card.
- Login to your account.
- Select your card using the drop-down menu. (if you have multiple cards)
- Click on “Manage Card Usage”.
- Select if you want to enable contactless transactions for domestic or international usage.
- Toggle the button to “Enable” and click on the “Apply” button.
- You will receive an OTP on your registered mobile number.
- Enter the OTP and click on the “Submit” button.
Conclusion
Your changes will be applied almost instantly. And while enabling the contactless payments if you don’t receive the OTP. Then click or tap on the “Resend” button. For more information, you can call the customer care of SBI Card.