Bank accounts are important and we all have at least one with us. In this saga of multiple accounts, we ignore the accounts that we don’t use. But when this happens for an extended period of time. The bank changes the status of the account to dormant. In this guide, I will tell you can reactivate PNB dormant account.
Basically, you have to submit a written request to the bank. Asking it to reactive your account. The bank can reactivate it for you. And you can continue using it as you used it before. But to avoid further deactivation of the account. You have to keep using it for your transactions.
Most people have a misconception in their minds. And that is if their account is dormant, then the money they have in the account is lost. But this is not the case at all. All your money will be safe in the account. And you will be able to use the money once the account is activated.
So you need not worry about the money you have in your account. Actually, the banks turn the account dormant just to avoid the misuse of the account. Usually, people who do illegal things target the accounts which are not used by the account holder for a long period of time. To avoid such things banks make your account inactive.
Steps to Reactivate PNB Dormant Account
Punjab National Bank does not allow the customers to reactive the account online. You will have to do it by visiting your home branch. (offline)
- Take a sheet of paper.
- Start writing an application letter.
- The letter should address the branch manager of your PNB home branch.
- The subject of the letter should be “Reactivation of Dormant Account”.
- Further, you have to explain that you want your dormant account to be reactivated again.
- You also have assured the branch manager that you won’t leave the account unattended again.
- Take any of your identity proof documents. And get a clear photocopy of the document.
- Make your signature on the photocopy and attach it with your application letter.
- Visit your Punjab National Bank’s home branch and submit the letter to the bank officials.
Conclusion
This is how you can get your dormant or inactive account activated again. While you visit the branch of the bank carry your original document with you. The bank officials will ask you to show the document for verification purposes. For more information, you can call customer care on 1800 180 2222. (toll-free number)