Bank accounts are very important and almost all of us have more than one bank account. And this is the reason sometimes we completely ignore one or more of our accounts. When this happens. The banks change the status of such accounts to dormant. In this guide, I will tell you how you can reactivate Punjab Gramin Bank Dormant account.
The matter of dormant accounts can be experienced in all the banks in India. If the account holder does not use the bank account for a prolonged period of time. Then the banks change the status of the account to inactive. This is done to make sure that the account is not misused by anyone due to the inactivity and ignorance of the account holder.
But if the account holder wishes to start using the account again. That is getting the account reactivated again. Then this can be done. The account holder has to write an application letter to the bank and request the bank. The complete process that has to be followed is explained below.
Steps to Reactivate Punjab Gramin Bank Dormant Account
There is no online process that can be followed. The account holder has to write an application letter, visit the home branch, and submit the application.
- First of all, take a sheet of paper and start writing an application letter.
- The letter should be addressed to the branch manager of your Punjab Gramin Bank’s home branch.
- The subject of the letter should be the reactivation of the dormant account.
- After the subject line explains to the manager that you have an account that has turned dormant. And you want to get it activated again.
- Further, mention your bank account number.
- Now get a clear photocopy of any one of your identity proof documents.
- Make your signature on the document and also the application letter.
- Attach the application letter to the photocopy.
- Visit your home branch and submit the application letter to the officials.
Conclusion
The bank will verify the things and the officials will let you know if you will have to pay any charges. You need not worry about the balance you have in your account. Once your account is reactivated again you can withdraw the money provided there are no other complications with your account. If you need more help then you can call the customer care of the bank.