The banks in India and around the globe have to follow so many rules that are set the by Central Banks of the nation. There are rules regarding everything. And this includes the status of the account. If you don’t use your bank account for an extended period of time. Then the banks consider the account as a dormant account. In this guide, I will tell you how you can reactivate IDBI Bank dormant account.
Many people fear that they will lose the balance they had in the account. But that is not true. Whatever money you had in the account will be completely safe. And you can withdraw it later if you wish. Here only the status of your account has been turned dormant. So you can get your account back if you want and continue using it as you did before.
The Process to Reactivate IDBI Bank Dormant Account
There is no way you can reactive your account online using internet banking or mobile banking. You will have to follow the offline method that requires you to visit your home branch. Follow the instructions given below.
- Take a sheet of paper.
- Start writing an application letter.
- The letter should address the branch manager of your IDBI Bank’s home branch.
- The subject of the letter should be “Request to Reactivate Dormant Account”.
- In the body of the letter, explain that you want your account back. And you will continue using it henceforth without leaving it idle all the time.
- Further mention your name, account number, and the name of the identity proof document you are submitting to the bank.
- Get a clear photocopy of the identity proof document you are submitting to the bank.
- Make your signature on it and attach it with your application letter.
- Visit your home branch and submit the application letter to the bank officials.
Conclusion
This is how you can get your account back which has turned dormant. Normally this type of account is also termed as “Inoperative Accounts”. But this time you will have to ensure the bank that you will continue using the account. For more information, you can call the customer care of IDBI Bank on 1800 209 4324. This is a toll-free number and you will be able to speak with the support executive of the bank.