There are so many banking products that are offered by the Yes Bank to their customers. Right from the savings bank account to the corporate banking solutions. They have almost everything related to banks to offer. Credit Card services are one of the major parts of the products and services offered by the bank.
There is no doubt that the credit cards are great. But sometimes we have to close or cancel the credit card. This can be a card that we don’t use or don’t want to use anymore. This guide of mine will help you out to close or cancel the Yes Bank credit card you have with you.
While canceling the credit card you will have to take care of a few things. I have explained everything that you should know in this regard. Read this guide till the end and you will gain enough knowledge by implementing which you can close or cancel your Yes Bank credit card.
Steps to Cancel or Close Yes Bank Credit Card
Here you should note one thing and that is you can not cancel the credit card online. You have to send a written request to YES BANK Limited, One India Bulls Park, No.14, 3rd Main Road, Ambattur Industrial Estate, Ambattur, Chennai – 600058.
When you send the written request the bank will take steps to complete your request. Further instructions to you about closing the credit card account are mentioned below. And please make sure that you don’t share your credit card details with anyone.
- Clear all the dues that are pending in your credit card account.
- If you have any reward points in your Yes Bank credit card then redeem them all.
- If you have set up any automatic payments from the credit card then cancel them all.
- Cut or destroy your credit card.
- Write an application letter addressing to Yes Bank Limited.
- Mention the subject of the letter as Closing of Credit Card.
- Mention your name and the last 4 digits of your credit card which you want to close or cancel.
- Also, mention the reason why you want to cancel your credit card and sign it.
- Send this application letter to YES BANK Limited, One India Bulls Park, No.14, 3rd Main Road, Ambattur Industrial Estate, Ambattur, Chennai – 600058.
Conclusion
These are the 9 steps that you have to follow to close or cancel Yes Bank credit card. For any further details, you can call the customer care of the bank at 1800 1200 and talk to the customer care executive. For in-depth details, they will connect your call to the credit card department of the bank.