If you want to apply for a new SBI Credit Card then before you apply for a new one. You should check the cards which are pre-approved for you. In this guide, I will explain to you the process that you can follow to check Pre-Approved SBI Credit Cards.
We will be using the official mobile banking application of the State Bank of India that is the Yono. I am pretty sure that you will be having it installed on your smartphone. But in case if you don’t have it. Then you can install the app from Google Play Store and Apple App Store.
Here before we proceed further I would like to tell you one thing. And that is if a credit card appears in the Pre-Approved List. It does not mean that you will get it as soon as you apply for the card. Or your application will be instantly approved.
Here the banks and the credit card companies like SBI Card will be constantly scanning the CIBIL databases. And if they find the CIBIL Score to be satisfactory you will be shown the cards in this section. So once you apply for the card SBI Card will again run the check.
If you are found eligible then you will definitely get your new credit card. But in case you don’t then your application will be rejected. But when you see pre-approved cards the chances that you will get a card approved will increase a little. So you can give it a try.
The Process of Checking the Pre-Approved SBI Credit Cards in Yono App
Follow the instructions given below.
- Download and Install the Yono application on your smartphone.
- Open the application after installation.
- Enter your account details and login into the app.
- Tap on “Cards”.
- Select the “Get a New SBI Credit Card” button.
- The list of Pre-approved cards will be shown to you.
Conclusion
After choosing the card you can apply for it. All the details of the card such as privileges, features, and charges will be shown to you. For more information, you can call the customer care of the bank. Or you can directly reach SBI Card by visiting their official website.